Eligibility for Full Immediate Retirement




Paul: When are you gonna be eligible to actually draw from your FERS pension?

This is what this chart's telling us. If you are 62 years of age, you can retire and draw the pension with as little as five years of service. Once you reach the age of 60, you can retire and draw the FERS monthly annuity pension with just 20 years of service. However, if you have 30 years of service, you're eligible to retire before the age of 60– but you also have to meet your MRA, and your MRA is called your Minimum Retirement Age.

For example, if you were born between 1953 and 1964, and you are 56 and you have 30 years of service, you can retire. If you were born after 1970 and you have 30 years of service, you can retire at the age of 57. Our employee is retiring with 30 years of service at the age of 60.


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Topics: Video, Budget, Federal Employees Retirement System, FERS

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